Stress/Finance

My Money Stress Is Killing Me

How To Save Yourself

       If you’ve ever said, “my money stress is killing me”, you’re not alone. Many people have felt that way. Fortunately, many people have changed that as well. Let’s see how we can help you.

Money Stress Is Killing Me

Money and bills are a large part of life that impacts other parts of our lives as well. It’s no wonder why many people have said, “my money stress is killing me”. There are two ways to solve that problem. The first and most important is to change the way we view money. The second is to change the way we handle it. Follow along to save your financial life.

Why Money Stress Is Killing Me

Money Stress Is Killing Me

This may seem like an obvious answer, but it’s not that simple. It is not just your bills that it is killing you, but your mentality towards your finances as well.

  • Bills

         Bills never stop coming. This is not the problem however. It is to be expected. Our problem is that we weren’t prepared to handle those bills in the first place and now they are piling up. When you can’t handle your regular bills, handling them times two or three becomes impossible.

  • Income

         If we were making more, we’d be able to afford more. This would obviously handle the pressure of our bills. This is not always true however. Many begin to make more and because of this, spend more. So while we gained more income, we also gained more bills and find ourselves right back to where we started. This can be even more depressing and frustrating than we felt before this increase in money.

  • Self-Worth        
        If you are not making as much as you are worth or for the lifestyle you are drawn to, it hits our ego hard. It shames us and shame is a dangerous feeling. It doesn’t just stop growth, it can reverse it. It is this shame that can kill us as well.

How We Should View Money

Money like everything else is impacted by how we view it. Our perspective doesn’t just impact our feelings to problems, but also our solutions.

How we should view our money
  • Buying Things

         We all love fancy things and that’s a problem. When you love things, you need more things. What we should love is what we have. Gratitude is the lesson that money blinded us to.

  • Is it Worth It

        Sometimes we look at an item or service and believe we need it or can afford it. It is advantageous for us to look at the long term effects of this purchase or commitment. Is this something that I will lose interest with, have to replace for something else, or wont’ give me the mental peace that I need. Is this something that will become a long term debt and add to the items that make me say that my money stress is killing me.

  • Am I Worth It

         This question goes deeper than the previous. Yes a bill may be expensive and come with fees or fines, but ask yourself am I worth it? More specifically, is that bill worth your mental health and peace. It may be more expensive to worry about this bill. It may be better the solution to do what is best for your mental health.

How We Should handle Money

How we should view our money

Money is a tool and all tools work best when handled properly. Money is more than just spending and saving. Money has multiple and proper ways of use.

  • A Firm Grip

         If money is a tool, then we should handle it like one. We should hold onto it with firm grip, meaning be intentional and aware of what we are doing. With a loose grip we will drop our tool or lose our money. I’m not saying to be stingy or greedy, I am saying to be aware and intentional of the power our tool withholds.

  • Lifetime Warranty

         The best tools have a lifetime warranty. They are something that we can use for the rest of our lives and pass down to our children. That’s how we should view our money, will this debit or credit effect my lifetime warranty. Will this remove or contribute the lifetime of my money. 

  • Multiple Uses

         The best tools aren’t used for only one job but multiple. If a one purchase or bill wipes out your money, then you just wasted your tool on only one job. It is important that we are responsible and act sparingly with our money. Never spending more than we have or than what we can currently afford. Remember, if we spend it now, we wont have it late but if we save it now, we can have more than enough for more time to come.

  • Talk To A Supervisor

             No one on a job site should be without proper training and money happens to be a very difficult job. Talk to your supervisor or a professional to give you the training you need. They may even be someone who at one time also said, “my money stress is killing me”.

Important Tips To Remember

  • Money is just a tool
  • Our perspective is extremely important
  • Money requires proper training
  • Talk to someone who understands money better that you

We’d love to hear from you. Comment your thoughts or feelings below on My Money Stress Is Killing Me. Be a part of our community. If you’re too uncomfortable for that at the moment but would still like to talk, reach out to us at Info@GrowAgainCounseling.com

Grow Again Counseling

By: Jordan Joachim

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